Judge Spinner Relives Suffolk New York Home Owner of Mortgage

 

Judge Spinner relieves Homeowner of Mortgage to Penalize Lender

 

 

Yesterday on Long Island New York Judge Spinner  in INDY MAC v YANO HOROSKI  http://www.courts.state.ny.us/courts/10jd/suffolk/pdf/foreprogramrules.pdf held in  essence that a bank who is seeking foreclosure against a homeowner  whose is in default must act in good faith http://legal-dictionary.thefreedictionary.com/good+faith and negotiate in good faith in an attempt to medicate damages.  The Judge stated ” The judge concluded that the banks’ conduct was “wholly unsupportable at law or in equity, greatly egregious and so completely devoid of good faith that equity cannot be permitted to intervene on its behalf.” However he went further stating that the banks conduct made him believe they would repeat this conduct, and a penalty would not therefore be a deterrent.  SO HE EXTINGUISHED THE ENTIRE DEBT.

See http://www.law.com/jsp/article.jsp?id=1202435781738&rss=newswire

Facts. Ms Yano Horoski a college professor refinanced her existing mortgage and refinanced the residence for $ 292,500.00 with an adjustable whose interest rate went from 10% to 12%. Part of the monies in the refinancing went to her husband’s home doll collection business. Apparently due to some financial and medical issues they could no longer afford the mortgage. As such they approached the lender. The Judge held that the family made several efforts to mediate the matter including one in which her daughter would purchase the home.   But the law firm  Steven J Baum http://www.mbaum.com/SJB/index.jsp attorney would not agree to anything but foreclosure.

Steven Baum is the dominant law firm in New York representing banks in foreclosure sales and “short sales”. They never permit any changes in a contract, and in fact are aggressive . In their contracts they only give a purchaser 30 days to obtain a mortgage and if you don’t monetary penalties kick in which are in my opinion draconian and penalize purchaser’s unfairly.

I’m glad the Judge slammed the lenders and their attorney who all benefit from taxpayer “TARP” bailout monies but treat consumers like garbage.

 

 

Bart Police Actions Are Not Indicative of Police Brutality

Police Critics Cry "brutality" in Bart Officer's Removal of Man From Train.

A video has been taken in which a uniformed “BART” Police Officer uses physical force to remove a disorderly man from a subway train. ( for the video see http://officer.com/web/online/Top-News-Stories/New-Video-Puts-BART-Police-on-Guard/1$49478 )

The Officer responded to multiple 911 calls of an intoxicated man eschewing racial profanity on board a public train. Armed with those facts he went to the assistance of the public who had called him for help. And the Officer did just that by himself he removed a disorderly persons who  now drinks on the train most likely  because his previous venue for being an A-HOLE  was taken away as legitimate bar owners,  bouncers and bartenders  banned him from their establishments because of his uncivil behavior.  ( Lawyers never sue those places just the government in hopes they settle out of court )

Officer’s are permitted under the law to use physical force to restrain a person.  Just as an emergency physician makes decisions based upon training and experience, so do police officers.   While verbal communications are frequently used to command an individual they are only used where feasible. Here the Officer makes a decision to remove the man rapidly and thus protect the citizens from potential harm.  

Police misconduct which is now labeled “brutality” ( defined as ruthless, cruel or harsh see http://www.thefreedictionary.com/brutality)  is over and misused by those who are anti police.  In this video nothing ruthless, cruel or harsh intentionally took place.  The Officer correctly took physical charge of an apparent emotionally charged individual. The Officer doesn’t know if he is high on a controlled substance, armed with a weapon or in need of medical treatment.  Removing him from the train protects citizens from a possible dangerous man and the Officer places himself at physical risk in a possible mano e mano encounter.

If the window was made out of shatter proof glass such as plexi- glass I doubt this video would have raised an eye. It is standard police procedure to “brace” a person against a wall. This allows a Police Officer to protect himself and the subject from injury. Here the Officer used the lowest level of force “physical” to control the subject but for the glass shattering no one would have been injured.

Police supervisors and elected officials have an affirmative obligation to support the police when they act properly. I see nothing in this video which displays aggressive misconduct. In fact the Officer himself was injured the video recording has witnesses stating the police acted properly and the officer quickly handcuffed the man to prevent further injury.

If San Francisco as a city is opposed to this encounter they will chill officers from doing their duty. They will not proactively engage criminals nor put themselves at risk for fear of civil lawsuits, personal injury and loss of employment.

This was an unforeseeable accident in which glass shattered.  This is not police misconduct and far from police brutality.  For the local tv coverage see http://cbs5.com/local/bart.officer.injured.2.1328017.html

Peru Police Catch “fat” Murder Incorporated

Peru Police Arrest Homicidal Crew Which Sold Human Fat

The BBC announced that Peru Police have arrested an apparent killing organized syndicate which killed innocent persons to obtain the fat from their bodies to sell to cosmetic companies. See http://news.bbc.co.uk/2/hi/americas/8369674.stm

Over 60 person may have been murdered solely for the “fat” content of their bodies. The poor folk were lured by the prospect of employment and then slaughtered so the killers could extract their fat. They than sold it to European nations for use in the cosmetic industry.  The motive for this crime is money as human fat reportedly sells for$15,000.00 a gallon.

This is one of the most appalling crimes I can imagine treating a fellow human as nothing more than lard. It is sickening and the world must see if this is being replicated in other third world nations.

For years I have heard rumours that Police would be called to a location and would find a body covered in ice and cotton gauze which were to stabilize a person whose vital organ ( kidney) were criminally removed by human traffickers. See http://www.vachss.com/help_text/organ_trafficking.html Some say this is false and an “urban legend” see http://urbanlegends.about.com/od/horrors/a/kidney_thieves.htm. Yet this incident in Peru makes you think twice as evil is omnipresent in society. We already know that in third world nations , poor and indigenous folks are exploited and sell their organs in order to survive and the monies they receive for such

Here are some links for this horrific crime.

1.http://humantrafficking.change.org/blog/view/is_fat_the_new_sex

2.http://www.theage.com.au/lifestyle/beauty/human-fat-in-cosmetics-20091120-ipqu.html

South African Police Kill 3 Year Old Child.

A recent shooting of a  three year old toddler  Atlegang Phalane wielding a pipe who was shot and killed and other shootings of young persons have made the public and authorities question the justification and authority of South African Police. See http://news.bbc.co.uk/2/hi/africa/8354961.stm  and see http://www.telegraph.co.uk/news/worldnews/africaandindianocean/southafrica/6539648/South-African-boy-3-shot-dead-by-police.html 

Rightfully so the public is outraged at the incident and are justifiably questioning when police may discharge their guns in the performance of their duty.  The father of the child is quoted from the latter article stating ” the cop just stood bye sucking a lollipop as if nothing happened.”  To hear that account makes is chilling, and assuming such an account to be true  would be evidence of a gross indifference to human life. If such non verbal communication was displayed it is evidence of a cold, mean, wanton and dangerous agency not accountable to the public they serve and it’s leaders should be removed.

 

The most difficult decision that a Police Officer may have to make is whether to shoot or not to shoot. In the NYPD and most other cities and state we have strict guidelines which supercede the N.Y.S. and Federal Constitutional laws governing justification in shooting an individual. ( N.Y.S. Justification law see http://ypdcrime.com/penal.law/article35.htm )

In South Africa the police may shoot at fleeing persons,  ( see http://www.news24.com/Content/SouthAfrica/Politics/1057/6b50c2cf0c1940a5a24feff9efabfdc1/12-11-2009-06-06/Zuma_SA_crime_more_violent )which is not permissable in New York. 

In 2008 107 South African Police Officers were murdered during the performance of duty. This is an extremely high number of fatalities and directly correlates with the violence the nation is experiencing. ( see http://allafrica.com/stories/200909070585.html ) In 2008 in all of the United States 138 Officer’s died in the line of duty ( see http://www.odmp.org/year.php?year=2008 ).

In 2008 South African Police encounters( custody and actions ) resulted in the death of 912 persons.The murder rate in South Africa is 5 times that of our nation. ( See http://en.wikipedia.org/wiki/List_of_countries_by_intentional_homicide_rate ) South Africa has seen an unbridled increase in violence which is reeking havoc and as a result the economic well-being of the nation is eroding.  For if folks don’t feel safe they won’t live or work in a city, state of nation. 

Symbolic of the terrible crimes in South Africa a female lesbian national soccer player Eudy Simelane  ( see http://en.wikipedia.org/wiki/Eudy_Simelane )was the victim of a “corrective rape” she was stabbed over 12 times gang raped and thrown in a river. see http://www.newser.com/story/70068/s-african-gets-life-in-rape-killing-of-lesbian-soccer-star.html

Nothing good can come from the death of a three-year old. However, it appears that as a nation this death, and that of the soccer star reflect a national anomie which if goes unchecked will be a fatal carcinogen to the nation. In the Christian Science link below even the Ambassador to the U.S. was stalked coming home from the airport and gunfire was exchanged with his attackers.

Topical Sites to Visit:

One website displays graphic images of farmers who in the post apartheid decades were murdered. See http://southafrica-pig.blogspot.com/2008/06/sas-agricultural-sector-under-siege.html 

Human Rights Watch http://www.hrw.org/en/node/79205

African National Congress http://www.hrw.org/en/node/79205

Christian Science monitor on crime in South Africa and the dreams of post apartheid not realized http://www.csmonitor.com/2007/0824/p09s01-coop.html

Blackberry Phones For All Baltimore Cops.

Today the City of Baltimore http://www.baltimorecity.gov/search/?cx=016856369251817325360%3A1wrq1qoz5cy&cof=FORID%3A11&q=Enter+Search#568 announded it will equip it’s Officer’s with Blackberry phones.

This will enable them to conduct  wireless outside the Police RMP warrant checks. Which appears to be a great concept and will improve efficiency. It’s being called the “pocket cop” see  http://www.bio-key.com/publicsafety/pocketCop.asp and http://www.abc2news.com/news/local/story/Blackberry-New-Tool-for-Police/nBSR46Yk3EmX1Nl0Q5wsag.cspx

The Baltimore Police Union http://www.fop3.org/ is not happy as the Blackberry have “GPS” so the supervisors can keep tabs on the Officers. See http://officer.com/web/online/Top-News-Stories/Baltimore-Patrol-Officers-to-Get-BlackBerrys/1$48237

Madoff’s Big Pimpin Intimidated SEC Cops

I see it every day in my precinct. Young and some not so young Officer’s  responding to investigate a crime. They arrive and access the situation and are Impressed, Intimated and than Ignore facts which indicate ” bad guys”. The conduct is unprofessional and borderline malfeasance. It encourages more bad conduct as bad guys get brasher, bolder and bad-er, making it tougher for those Officer’s who do their jobs.

For example pulling up to a 911 call of drugs being sold at a specific  address with a detailed description and a call back number of a witness.  They observe a car and man fitting the description and he has a fancy car ” big pimp-in”, he has fancy jewelry, and a big loud mouth voice demanding to know why he is being ‘singled out” , harassed”.

A professional good cop will make common law Rights of inquiry asking him a series and observing his oral and physical response to the challenging questions.
Are you in possession of any drugs,  Hey, how did you make out in that old drug case we have against you,  when were you last arrested, why would someone call up and state you are dealing drugs,  do you have drugs in the car.?  This is good police work, but the Professor Gates incident is an example of how professional police work is skewed by the press and pundits.

If these questions were asked maybe the suspect would exhibit nervousness, run away, make a move to destroy the drugs. Instead they look around don’t observe anything and drive away, Drug dealers One, Cops 0.

Looks like the SEC investigators did the same thing with Madoff, impressed with his big “pimped crib office”.  They dropped off resumes UNREAL WHIMPY INVESTIGATORS. See http://www.nypost.com/seven/08112009/gossip/pagesix/madoff_wowed_kid_probers_183931.html

and http://dealbook.blogs.nytimes.com/2008/12/16/sec-chief-says-staff-ignored-warnings-on-madoff/

Sadly, the last decade or two has been defined by ” big pimp in” materialistic obsession and employees who perform at a mediocre level.

Who pays when government employees commit malfeasance, we do all the taxpayers who foot the bill from the greedy trial lawyers who reap billions from taxpayers who pay for the negligence of government workers.See http://dealbook.blogs.nytimes.com/2008/12/16/sec-chief-says-staff-ignored-warnings-on-madoff/

Trust me the lawsuits are lining up against the SEC for the Madoff scandal. See http://www.atlanticfreepress.com/news/1/7901-sec-negligence-in-madoff-swindle-makes-it-liable-for-victims-losses.html and here is one actual lawsuit. http://www.securitiesdocket.com/2008/12/23/ny-investor-files-17-million-claim-against-sec-for-negligence-in-madoff-probe/

Will Justice Ginsburg Save Contract Law From Obamanomics?

It is funny to see how Obama and  his  team justify the ” ends” and will use all “means” to suit their polititical philosophy. Bush did the same thing both are wrong. 

Democrats and progressives view Gitmo as a gross deviation from civil rights and due process of law,  and the seminal case they cite is Korematsu v U.S. http://www.law.cornell.edu/supct/html/historics/USSC_CR_0323_0214_ZO.html, in which the court “wrongfully” permitted the incarceration in camps of Japanese men, women and children for fear they were enemy combatants. This case is repulsive to many as we altered our core fundamental “constitutional due process rights” for expediency. ( fear of Japanese families , they were all anti American and traitors) To many including the President we can never ever, lower our principles even in time of war.  For when we do we alter who we are and what we stand for, as such Gitmo is offensive, immoral and unconstitutional for deprivation of due process. 

However, when dealing with economic law, and contract law, adherence to contract law, is subordinate to our unique and precarious economic crisis. As such team Obama states that the “economic cricis” requires us to alter our contractual principles

Plain and simple ” A contract is a promise that the law will enforce”. I saw a television show documentary, in which a retiree who invested in GM bonds took a subordinate role to Union members even though his ” contract” had stated he had priority over others including the union. See http://www.bloomberg.com/apps/news?pid=20601009&sid=af4lR7a4FXsM

Contracts are promies , lawful and this is to maximize ” certainty”. Obama’s reformation has challenged contract law.

Although Obama was a critic of President Bush , and rightfully so on many issues he was especially critical of ” massive executive branch power”.  See http://www.boston.com/news/politics/politicalintelligence/2009/03/will_obama_be_l.html and http://www.usnews.com/articles/news/obama/2009/03/16/obama-like-bush-uses-crisis-to-expand-presidential-power.html

Yet Obama has exceeded every living president in making gargantuan economic decisionsand demanding concessions from bond holders who, by contract law should have been a priority creditor over union workers. While Chrysler was owned by a hedge fund, GM bond holders were ” retirees” who socked away money and deferred their present compensation. Bloomberg reports two ” main street” retirees who are losing money they saved while union workers get priority treatment contrary to express contract terms. See http://seekingalpha.com/article/140261-gm-bankruptcy-watch-woe-to-main-street-bondholders Some reporters are suggesting strong arm tactics from the White House , if they proceed forward with litigation against team Obama. See http://www.washingtonexaminer.com/politics/White-House-puts-UAW-ahead-of-property-rights-44415057.html

In Contract Law Youngstown vs Ohio is cited  as Unconstitutional Executive Power.

In the case stayed by Justice Ginsburg , the Indiana funds explicitly compar ed the Chrysler case with Youngstown Sheet and Tube v. Sawyer, the 1952 decision http://www.law.cornell.edu/supct/html/historics/USSC_CR_0343_0579_ZO.htmlin which the Supreme Court rejected President Harry S. Truman’s assertion that he had the constitutional authority to seize steel mills during the Korean War.

So will Justice Ginsburg the so called ” liberal” protect bond holders and uphold contract law. I think she will and it will challenge both Republicans who are critical of her and Democrats who think she is “progressive”.  I think she is an independent thinker, and will side with Bond Holders because the principle is consistency not convenient dove tailed political law.

RIP Omar J. Edwards

Detective Omarer Edwards RIP

 

God Rest Detective Omar J. Edwards, peace to his soul and my condolences to his family. ( http://topics.nytimes.com/top/reference/timestopics/people/e/omar_j_edwards/index.html?inline=nyt-per )

A sad day today as  the June rain subsided and a human sea of blue took it’s place.  See ( http://www.nytimes.com/2009/06/03/nyregion/03shoot.html ). There is an unmistakenly  damp funky dirty air taste that hits the pallet after a New York rain storm , and as i breathed deeply it stirred memories of my city.

Sea Of Blue for Omar

As I took my place in the sea of blue I did not stand with the “bosses” although I am proud and worked hard to be one. I stood with my brother and sister officers from the Bronx.   We were all here l to honor the memory of a young man taken from our beloved city. A father, a husband a son, whose DNA was African Panamanian American. His dad served as the President of the 73 Precinct community council, he dreamed of becoming a cop and his dream came true but the dream ended when a bullet from a brother officer killed him.

Good memories of Brooklyn as a young officer.

 As I took my place walking down Fulton Street, Bedford StuyvesantBrooklyn , N.Y.  Im struck by the strong pungent smell of  rotti that fills  the air, shay soap for sale on the sidewalks and muslim insence burning inside of many stores. I recall eating my first and last “rotti” with an old partner “Chucky”.

 Chucky was  a prince of Bed Sty, tall young handsome African American a ” lady killa”.  While TV had Cagney and Lacey, Starsky and Hutch we were ” called  salt and peppa”  http://en.wikipedia.org/wiki/Salt-n-Pepa by the drug dealers and thugs who loved ” dissin us” ( as salt n peppa were girl rappers, testing our man hood)   but  they knew not to mess with us. But they also knew we were fair. Most of them are dead, and I’m still standin and Chucky, im sure the women still love him. When I was alone all the girls came up to me, not for my phone number but to ask “where is your partner” give him my number, i know U tight with him like that.” I would laugh.

Bad Memories and Nice Folks Murdered.

 I walked this beat for many years in the late 80’s.  The McDonald’s is still at Kingston and Throop Avenues, but the community and business area has changed for the better. When I patrolled here abandoned stores and crack dens once stood, now small business have taken their place, ” good news”.  I recall the faces exiting the subway after a hards days work and mostly folk with brown faces who said ” nice to see you officer”.

 For the good working folks know that we had our hands full during the crack hey day when I patrolled “BED STY”.  I thought about the nice token booth lady burned alive at the Kingston Avenue “A” stop. , She  made brownies for us all the time. I wondered to myself if anyone else remember her, I wonder how her family has done some 15-20 years later, how are her children I would like to tell them there mother was a sweetheart. Death ends so quickly for some, and those who are left behind frequently dont’ know some traits of their loved ones that made them special. 

Those who prejudge a shooting have personal motives and agendas they are not the guardians of justice.

While, The pundits, politicians, media hounds,  reporters, cop bashes, DA’s office, hate mongers will try and manipulate the facts surrounding Omar’s death I cannot and will not.

I will not judge or comment on this shooting until I hear, see and observe all the physical and eye witnesses to this event. Those who pre-judge are neither students of the law or jurisprudence. I have been in three police shooting incidents know enough not to comment.

I will say this :

Every officer knows it’s more dangerous to be a officer of color as opposed to a caucasian officer., especially when a brown skinned man has a gun in his hand.   The Governor and others state ” never again” but friendly fire will occur again. Race may have played a role in this  tragic event, but the “gun” is the catalyst.  I feel horrible for Officer Edwards and his family, I feel empathy for Officer Dunton as he did not go out ” head hunting” or with a vandetta against African Americans, but his split second judgment was incorrect and caused another mans death. That is a terrible thing to live with, and he has been  wounded and his body and soul will pay the price.

Religion By Rikers The Jail Jihads

Court Sketch Of Bronx Radical Muslim Terrorists

The recent arrest ‘s of several  Bronx Men are examples of home grown Terrorist whose hatred of this nation (America) and Jewish Observers appears to have been cultivated and paid for by U.S. Tax Payers.   ( see http://www.nytimes.com/2009/05/21/nyregion/21arrests.html )

These men apparently indoctrinated in Radical Islamismwere intending to blow up an American Cargo Plane and bomb a synagogue are troubling reminders of  domestic  terrorism. In August of 2007 the NYPD released a detailed study of this threat. See http://www.msnbc.msn.com/id/20278590/

It has been reported that the four men who were under observations for a year were incarcerated for past criminal offenses and converted to Islam in prison. PBS detailed the growth of radical Islam in U.S. Prisons see http://www.pbs.org/weta/crossroads/about/show_homegrown.html

Here is the Bombshell The mosque  that these terrorist prayed in is led by Imam Salahuddin Muhammad, also an Imam in the New York Prison System See http://www.radicalislam.org/news/foiled-ny-terror-plot-%E2%80%93-sophisticated-homegrown-jihad

What Is The Role Of Religion In Prisons The ” Captive Audience ” and Separation of Church and State.

The arrests of these domestic terrorists raise fundamental constitutional questions, what role does religion play in our prisons and should we the taxpayer be footing the bill.   ( For a pedagogical discussion See http://www.intuitionondemand.com/essays/Prison_Paper.pdf )

At What Point Does Empathy  Convert to Aggressive Recruitment.

My grandfather a devout Catholic and member of the Saint Vincent De Paul Society http://www.svdpusa.org/regularlyvisited prisons where he gave out candy and cigarettes.  Was my Grandfather an ambassador of Catholic kindness or a propaganda’s of the faith and or perhaps a synergy of the two.  However he dis not communicate  radical intolerant religous beliefs hell bent on killing Americans and Jews.

It has been reported that25% of the entire inmate population at Rikers Island is Muslim or converts thereto. See http://www.library.omc.ca/mtarchives/000073.htm 

In such facilities they often demand ‘fundamental first amendment religious rights, and frequently demand special treatment and specially prepared meals. See http://www.firstamendmentcenter.org/news.aspx?id=11918Prisoners  PETA brought one case demanding vegetarian meals. See http://www.forward.com/articles/7679/

Like Birds of a Feather Flock Together By Race Fostering The US vs Them.

The Jewish Anti Defamation League (http://www.adl.org/learn/ext_terr/dangerous_convictions.asp present facts that suggest prisoners tend to group together according to their race.  We all know ” you need to be protected ” in prison, so they suggest a person who is Caucasian might join the ” ayran nation” giving an illusion of  membership in Aryan ideological belief. Bottom line its easy to target and exploit prisoners who frequently and  are already outcasts with little or no employment skills upon re-entry to society.  ” the fishing for souls is good”

Are Prison Officials Properly Monitoring Religious Sermons Or Are They  Subordinating Their Duty For  Prison Tranquility?

We all know that prisoner harmony is essential as Correction Officer are outnumbered by inmates who frequently are some of the most dangerous criminal in society. But at what price

With respect to the recent arrested prisoners we know they were jailed in N.Y by Imam Muhammad and later joined his mosque, coincidence or active recruitment.  Second what kind of sermons was he teaching under the guise of religion and with the present facts it is fair to assume and infer it was ” radical Islam”. 

 Where is the government oversight regarding religious teachings in prison. Apparently None Zero, Zip.

In America you can be jailed for a “Hate Crime”  and the intent of the law is to impose a harsher sentence on those whose intent and overt conscious criminal  objective is motivated by racial, gender, ethnic, religious, and or sexual orientation.

Perhaps this law was written in the context of the Holocaust, and the shibboleth of “never again’ was taught to us all as a reminder that ‘ hate” of another person and intolerance of others is anti American. ( Bosnia, Serbia, and Rwanda remind us that memories are short.)

Today we have an important colloquy regarding “detainee prisoners” with President Obama believing that prions “foster and fester” resentment against our nation and are fundamentally against our morals.  Former Vice President Cheney suggests that supervised enhanced interrogation and closing prisons was necessary to protect Americans.

The recent arrest of ” domestic terrorist” who honed there skills in prison demonstrates the difficulty of this matter. It’s not as easy as heads or tails.

Orlando P.D. Layoffs Collateral Damage Disney And The Economy

  Municipalities Tax Revenues Fall In Economic Downturn, Lay Offs, Pension Failure and Municipal Bankruptcy Risk Increase.

Despite the hype   see ( http://www.timesargus.com/article/20090518/NEWS01/905180327/1002/NEWS01 )surrounding some recent  White House comments that a ” bottom”  in the economic downturn has been reached the facts indicate the opposite.  Don’t be fooled by the  recent positive  Wall Street bullish trading  uptick despite this false positive , our economy is in bad shape. 

  Florida has been especially hard hit as their economy had tremendous growth in real estate and tourism in the good times and now is falling fast and hard.  http://www.palmbeachpost.com/news/content/shared/news/stories/2008/10/FLA_DECLINE05_PBP.html

It’s not just Florida, all through the nation  State and local governments are about to collapse and some in California have  actually declared bankruptcy and the precipice may be at hand. See http://seekingalpha.com/article/135193-municipalities-under-economic-stress-inside-the-muni-trading-mess and see http://www.nytimes.com/2009/04/08/business/economy/08muni.html

Disney is an illustrative example of the domino effect when the economy recedes. Disney  has reported a decrease in attendance at Disney World, ( http://www.theonion.com/content/amvo/disney_fails_to_meet_expectations and  as such local communities , business, hotels, restaurants, rental cars, airlines  etc, are not not generating the revenue they made in the past, and as such the state and local treasury coffers are down. As they are not  receiving the tax income they had previously obtained. Something has to give,  and what is the most costly component of government expenditure, JOBS.

Some states such as New York  has still not come to terms with the coming economic crisis.  ( See http://www.nypost.com/seven/03092009/news/regionalnews/nyc_economic_downturn_will_be_deep__prot_158784.htm But have know doubts New York is not immune andin fact our correction will be worse than Florida or California, as we are overly dependent on Wall Street revenue.  The predator real estate agents can hype the market all they want, their rain maker spouses in Albany and in the Banking Industry can’t help they this time. Dont belive me  Professor Nouriel Roubini predicts another 20% drop in New York real estate values. See http://www.datamaxmarketingsystems.com/DMSNoteNewsletterApril.pdf All you have to do to bear ” factual witness ” is to observe all the empty store in New York City, who use to pay rent, hire employees, pay taxes and make N.Y. a chic place. See http://gothamist.com/2009/01/14/expect_more_empty_storefronts.php

How bad are municipalities they are hemorrhaging ,  instead of healing and treating the wound, we just give blood and its gushing out .  Look at California , where the economic downturn will cripple the sate , and maybe cause pensions to fail. See  http://www.globalresearch.ca/index.php?context=va&aid=12114nd 

Cops Lay Offs And No More Christmas and Holiday Decorations.

This week  the City of Orlando announced layoffs for approximately 10 %  of their work force including Police and other emergency workers.  Its so bad they won’t hang Holiday decorations. See http://www.orlandosentinel.com/orl-bk-orlando-firefighters-layoffs-051309,0,7171266.story( http://www.officer.com/web/online/Top-News-Stories/15-Orlando-Police-Officers-To-Be-Laid-Off/1$46706). In another region of Florida Palm Beach P.D. negotiated give backs and made concessions during contract negotiations, only to have personnel furloughed. See. http://www.wftv.com/video/19476171/index.html In Oakland over 150 cops will be laid off. http://www.policelink.com/news/articles/104860-oakland-mayor-proposes-layoffs-for-140-officers

The NYPD and New York civil servants are totally ignorant of the coming crisis. Because the city has lost nearly 36 million in annual revenue from wall street coupled with a decline in real estate transactions, valuation and the revenue it generates lay offs are inevitable. Its just a matter of when, and Mayor Bloomberg has hinted that up to 25% of the workforce may have to be cut. See http://www.reuters.com/article/newsOne/idUSTRE50Q6IH20090127

The current economic crisis is like a tsunami, the waters are receding and many are ignoring the plain facts and acting in a reckless manner. This is sad. Stitches, staples, surgery, pain and a prolonged recovery , slow steady therapy will help us. No infusion of “borrowed” money will get us out of this crisis.  We are not the generation of WW2, who appreciate temporary aid and have the ole protestant work ethic. We are a nation caught up in our own hubris, selfishness and individual political agendas.  Sad.